If Congress doesn’t act, the federal government will run out of cash by Oct. 17, according to estimates. If the ceiling isn’t raised on government borrowing, the ramifications are widespread, affecting millions of Americans.

The Wall Street Journal reported Thursday that if legislation isn’t enacted, the government probably won’t have enough money to pay the estimated $55 billion in Social Security, Medicare and military payments due Nov. 1.

Also, pending in Congress are options to keep the government funded beyond Oct. 1. That is a separate deadline from the debt ceiling issue.

As the week was drawing to a close, no breakthrough in the disagreements in Congress could be seen. Numerous options were on the table in the House and Senate, but no clear legislation has resulted. That may come this weekend.

It has been business as usual in Congress — unable to compromise until the last minute.