The Washington City Council Monday night approved the renewal of the annual premium for the city’s property/casualty insurance, which is approximately 12.5 percent higher than in the previous year.

The increase of $49,173 includes coverage for the fire training center, skate park, team track and airport hangars.

Jim Vernon with The Daniel and Henry Company said the increase, in addition to the properties added, is a reflection of the market.

“It’s not something the city has done,” he said, adding that the past year has been the best in terms of claims. “The windstorms and hailstorms have finally caught up with the insurance companies. That’s really what we’re seeing here.”

Vernon said the city is 9 percent better than the state’s average for workers’ compensation claims.

The council elected to accept additional coverage for terrorism, $2,239, umbrella, $13,418, and privacy and network risk, $2,190. The policy also includes coverage for property, equipment, crime, general liability, law enforcement liability, public entity, commercial auto, airport owners liability and workers’ compensation for a total of $405,756